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ALTA Surveys - The “Rolls-Royce” I used to refer to ALTA Surveys as the “Cadillac” of surveys, but with the prices of things these days, I had to revise it upwards to a Rolls! Who came up with this stuff? ALTA stands for “American Land Title Association.” The ALTA standards were developed in a concerted effort by the American Land Title Association, American Congress on Surveying and Mapping and the National Society of Professional Surveyors. The real live people who sat on the standards committee were title experts, land surveyors and attorneys. When is an ALTA survey required? There is no rule of thumb or statutory requirement. In the past, ALTA surveys were pretty much limited to commercial projects where lenders had big bucks on the line. More recently, I’m seeing more and more of them on residential transactions, especially in the Sedona market. What’s the difference between a standard boundary survey and an ALTA survey? From the perspective of boundary, absolutely nothing. A surveyor is held to the same standards to properly locate a boundary whether it’s for a standard boundary survey or for an ALTA policy. In the eyes of the law, a boundary is a boundary. What the ALTA survey gets you in addition however, is the showing of all recorded easements that affect a parcel, both those that burden as well as benefit the property. The survey will also show all buildings, observable evidence of easements (overhead utility lines, sewer lines, etc.). In some cases, water courses, ditches and drainage channels must be shown. The character and nature of all walls, buildings, fences and other visible improvements with five feet of each side of the boundary lines shall be noted. Driveways or alleys which cross the property must be shown. These are just some of the things that must be shown on the survey and this is also why they can get expensive. Measuring all these features can be very time consuming. What’s the big deal about an ALTA survey? From the perspective of insuring title, everything is a big deal. If a title company is insuring title on a multi-million dollar project, they want to be absolutely sure there are no issues that could come back and haunt them later on down the road. The same goes with a lender. In today’s litigious society, everyone is ready to sue at the drop of a hat, and believe it or not, there are a few individuals out there who see suing a big-name company as a quick ride to easy street. This is not to say that if an individual has been harmed, they should not seek recourse. On the contrary, they should. But this is why title companies and lenders are so careful and require ALTA surveys. Who sets up the ALTA survey? I deal with ALTA surveys on almost a daily basis and it continually amazes me at how many people who are supposed to be knowledgeable don’t have the first clue about their responsibilities in ordering an ALTA survey. For example, the very first item in the standards states that, “The client shall request the survey or arrange for the survey to be requested and shall provide a written authorization to proceed with the survey from the person responsible for paying for the survey.” The standards further state that, “The request shall also designate which of the optional items listed in Table A are to be incorporated.” How many people even know what Table A is? From my dealings, not many. Delayed closing? Call the attorney. I have every respect for the legal profession. There are three attorneys in my family and I love them to death. I just don’t like dealing with attorneys when it comes to ALTA surveys. Why? Because in about 99% of the ALTA surveys I’ve worked on, delays came at the eleventh hour because the batteries of attorneys for both the seller and buyer couldn’t agree to certain conditions of the survey. Usually these conditions were things that would seem relatively minor to the normal person. Davy Crockett said, “Make sure you’re right, then go ahead” I had one ALTA survey that was due to close on a commercial piece. At the last minute, a conference call was scheduled with five different law firms that represented different interests of the buyer. They insisted that I word my certification in such a manner that I felt was contrary to the ALTA standards. I refused to do it and we had ourselves a very high-dollar stand-off for about fifteen minutes. Finally, the attorneys backed down. I knew what the ALTA standards said and the attorneys obviously didn’t. I wasn’t about to do something that I felt could harm my client, the seller. Patrick Naville, RLS “Hey, Andy!” “Hey, Gomer.” “Hey, Barney!” “Hey, Gomer.” “Hey, Aint Bee!” “Hello, Gomah.”
~
Conversation from the front porch of Andy’s house on a Sunday
League of Extraordinary Gentlemen But, the famous presidents whose likenesses are carved on the mountain weren’t the only ones who had their roots in surveying and then later went on to achieve fame. Surveyor, Lawman – Legend! Probably the most famous lawman of the old west was Wyatt Earp. He tamed many a western town with his no-nonsense approach to law enforcement. The most significant of these towns is Tombstone. There are few people, if any, who haven’t heard of the gunfight at the O.K. Corral that happened on October 26, 1881. But what was old Wyatt, along with his brothers and another gentleman he hung around with by the name of Doc Holliday, doing prior to the big shootout?
Eight months before that
bloody day on the streets of Tombstone, these gentlemen were doing a
survey on a mining claim, The Mountain Maid, in the hills around the town.
Fox in charge of the henhouse?In order to acquire the patent to a mining claim, the claimant had to show that they had done at least five hundred dollars worth of improvements. Since many of the claims were in extremely remote areas, how was this proven? The Surveyor General’s office didn’t have the means or personnel to go out and check each claim, so it was decided that an affidavit could be filed, by an uninterested party, attesting to the dollar value of the improvements. In the case of the Earp brothers mining claim, it’s interesting to note that one of the people who signed the affidavit was “J.H. Holliday.” This was indeed, Doc Holliday.
As part of the sworn statement, Doc had to attest that he was, “. . . acquainted with the work done” and further, that he “. . . had no interest in said mine.” It’s interesting to note that Doc was a dentist by trade, not a builder or a miner. Yet, he apparently knew enough about the trades to recognize the value of the improvements. Excuse me? Maybe I’m being a little naïve or skeptical here, but wouldn’t that be like doing the appraisal on your own home? On the other side of the coin, who was going to question Doc Holliday or Wyatt Earp? The Clantons and McClaury’s tried that day in Tombstone and it got them six feet of soil in Boot Hill! I have copies of the original government field notes on the survey of the mining claim if any one would like to see them. Please call me. A little shameless self-promotion My first book, “Echo Whispers” was just published, if any one is interested in reading it. The story is set in 1928, The Roaring Twenties. Butch Cassidy and The Sundance Kid have returned to the states from where they’ve been in hiding in South America for the last twenty years letting the world believe that the two American outlaws who were gunned down by Federal troops were them. The two old outlaws have a run-in with Al Capone’s right-hand man, Frank Nitti, who’s earned the title of “The Enforcer.” Nitti is a viscous, cold-blooded killer who’s white-hot temper is surpassed only by that of Capone’s himself. Follow the trail of Butch and Sundance from the steamy jungles of South America to the final, bloody conflict on the cold, wet streets of Capone’s Chicago. You can get a copy of the book at any local bookstore. If they are out, they can order it for you. You can also order your own copy from the Barnes & Noble or Amazon websites, or directly from the publisher at www.authorhouse.com. I hope you enjoy it! Patrick Naville, R.L.S. “Always grip a man’s hand firmly when you shake it; look him square in the eyes when you talk to him, and never hesitate to slap him upside the head with your pistol if he doesn’t answer you quick enough.” Wyatt Earp (From “Echo Whispers”)
Good deal – Bad deal? What makes a deal good or bad? I suppose it depends on which side of the fence you’re standing on at the time, or maybe how you feel about the deal after it’s consummated. There have been some historic killer real estate deals, and I’m sure we all wish we could have had a piece of the action, in one form or another. Probably the most significant real estate deal ever made, in terms of area acquired, was The Louisiana Purchase in 1803. By a single stroke of the pen, the area of this country almost doubled. We gained over 800,000 square miles, or 512,000,000 acres for a mere $15 million. That equates to approximately $34 per acre. Which side of the fence? For us (U.S.), this was obviously a tremendous deal. For France, probably not. We just happened to be standing on the right side of the fence. Maybe Thomas Jefferson had a premonition of France’s political leanings even way back then. But, since this is not a forum for political discussion, and given that half of my heritage is French, we won’t go there. Big things – Small packages In terms of the biggest bang for the buck on a real estate deal, perhaps the largest return for the least amount of investment was when we purchased Manhattan Island in 1626 for the equivalent of $24. Yes, that’s dollars! Not much in terms of a real estate commission on that one, but wouldn’t you have loved to trade off an acre or so of land in exchange for the commission! When is a corner not a corner? When it’s a monument! What’s the difference? Semantics, mainly. The two terms are often used interchangeably, but only primarily by the survey community. By strict interpretation, a corner is an imaginary point. A monument is what is placed in the ground to represent the position of the corner. Monuments can be classed as natural or artificial. An example of a natural monument would be a river, a creek or even a tree. Artificial monuments can be just about anything. Typical examples are rebar, iron pipes, Brass Caps, stones, etc. “We don’t need no stinking survey!” Okay, so you have a contract on a piece of property; you know (or suspect) that it’s been surveyed at some time in the past and you want to find the corner monuments. You head out with your County GIS map and perhaps a legal description and proceed to walk the property looking for corner pins. You find iron pipes at all the corners; they look pretty old so you feel good that you have located the boundary markers and in the process, saved your client the cost of a new survey. You show your client what you found, he/she approves and the sale is made. Ignorance is bliss . . . it can also cost you a lot of money! What you weren’t aware of when you accepted the pipes as the property corners is that, when the adjoining property was originally surveyed, a monument could not be set at one corner because a fence post occupied that position, so the surveyor set an “offset” monument one foot away. The original owner knew about this, but has long since passed away. The property has changed hands several times since then. The fence and fence corner that had been there during the first survey were removed by the person who bought the property from the original owner. So what you assumed was a property corner, and showed the buyer, was actually an offset monument lying one foot onto the neighbor’s property. I had the unfortunate task of pointing this out to a landowner. He wanted to “shoot the messenger.” He opted to go after his realtor instead. Be aware! On a lighter (or perhaps, morbid) note Not every survey job is a nightmare or troublesome. Some are quite interesting. A few years ago, we got a call from the Clarkdale police department. It seems that some human remains were discovered scattered along an arroyo just outside of town. We were hired to measure the precise locations of the bodyparts – a hand here, a foot there, in order to make a map that the detectives could use in their investigation. The project was titled, “Bodyparts Survey.” As it turned out, there wasn’t a chainsaw killer on the loose, but rather, it was death by natural causes. Coyotes had carried off the bodyparts.Patrick Naville, RLS
Did you know? A cough releases an explosive charge of air that moves at speeds up to 60 mph. A sneeze can exceed the speed of 100 mph. The sound of a snore (up to 69 decibels) can be almost as loud as the noise of a pneumatic drill. “A pos“A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort.” Herm Albright I apologize for being a little late in getting this month’s newsletter out to you. We’ve experienced such a tremendous increase in the volume of work that it seems there aren’t enough hours in the day to keep up with everything. The real estate profession is responsible, for the most part, for the increased workload. We gratefully express our appreciation. May we all do well! Now, on to some juicy stuff!
Same property – so why such large differences in survey prices? Next to the question of “Why does my survey cost so much?” this is perhaps the next most frequently asked question. As I discussed in my first newsletter, there are many factors that drive the price of a survey. When a call comes in for a survey estimate, I look at many things. First, how is the legal description written? This has a tremendous impact on the cost of a survey. Who wrote the description can have quite an impact on the cost as well. A well-written description with calls to monuments tells quite a different story than a “Do it yourself” description written by the property owner, an attorney or a title company. Other factorsHave I done any work in the area? How familiar, survey-wise, am I with the area? What is the terrain/topography like? Are there any old surveys in the area that I’m familiar with? If there are, were they good surveys or poorly executed ones? Have there been any recent surveys in the area that may be of use? Are there known boundary conflict issues? The cost of doing businessOverhead is an expense that we all deal with. A surveyor who is a “One-man show,” so to speak, and operates out of his/her house will obviously have less overhead expense than a larger, multi-disciplined company. It’s simple math. They can charge less for their services because it doesn’t cost them as much to operate on a day-to-day basis.
Quality of the productLook at the different types of survey drawings and you’ll see as many varieties as there are surveyors doing them. Is the product (map) you receive a professional-looking document? Does it contain all the information that it should? Would it stand up in court should the survey ever be challenged? Does it clearly show the boundary, or is it hard to read and/or decipher? It’s true that you can’t judge a book by its cover, and the same holds true for a survey. If a survey plat appears sloppy, how do you know that the surveyor didn’t do sloppy work in the field? You don’t, but do you want to wait till you end up in court to find out? You can drive a worn-out old car, or you can drive a dependable one. They both will get you where you’re going (maybe), but do you want to risk a long-distance journey in the old one? No one has regrets until something breaks down.
“But I don’t want a survey drawing!”
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